New York Life

**ABOUT NEW YORK LIFE Keeping a promise to help you protect and prosper for over 175 years** At the heart of New York Life is a commitment to be there for our customers when they need us—whether today or decades into the future. Since 1845, we have delivered on that promise by investing wisely, managing finances strategically, and remaining true to our mission as a mutual company. **There for you when you need us most** We know your family is everything to you, and we’ll do everything we can to help you protect what really matters–like your lifestyle and your financial future. **We have a legacy of stability** Our greatest legacy at New York Life is helping others protect their legacies for generations—serving policy owners for 175+ years, in good times and bad **We have the highest financial strength rating** New York Life has earned the highest financial ratings of all four major ratings agencies, based on our history of honoring our commitments to policy owners1 **We are the largest mutual insurer in the U.S.** New York Life is the nation’s largest mutual life insurance company, and our policy owners are at the center of everything we do2 **We answer to our policy owners, not to Wall Street** New York Life is a mutual company, meaning we are not traded on the stock exchange, we don't have shareholders, and we don't answer to Wall Street. We answer to and operate for the benefit of current and future policy owners. **Putting your needs first** We’re focused on fulfilling our promises and doing what's best for policy owners, not on delivering profits for others **Focusing on the long term** We make decisions from a long-term perspective, meaning we plan for the next quarter century (not just the next quarter) **Consistently paying dividends** New York Life has paid dividends to customers for more than 167 years consecutively, including $2 billion in 2023 alone3