OceanFirst Bank

Your community bank since 1902 For over 120 years, OceanFirst has been a trusted neighbor, helping local families and businesses like yours succeed financially. OUR HISTORY The Start of the Financial Journey When we first opened our doors as the Point Pleasant Building and Loan Association in 1902, we had one simple goal: to help our neighbors achieve their dream of owning a home. Our commitment to you hasn't changed since then. Here are some highlights over time: - Founded to help people own their homes and build families, we've stayed true to who we are while expanding our services and reach. - In 1996, OceanFirst became the first bank to create a foundation during its mutual-to-stock conversion, marking a milestone in our commitment to the community. - Our IPO in 1996 set the stage for significant growth, allowing us to gradually extend our services to 40 locations. - Over the years, we've welcomed new members to the OceanFirst family, like Colonial American Bank, Cape Bank, Ocean City Home Bank, and more. - We continuously enhance our digital services and solutions while maintaining a personal touch. OUR MISSION Creating Community Together Our mission is simple, and evident throughout our history — to help you reach your financial goals while positively impacting the places we serve. How we give back and make a difference: - Since 1996, our OceanFirst Foundation has given over $49 million to local charities and schools. - When you bank with us, you support the small businesses that keep our local economy thriving. - Our team is a family that looks out for each other and our customers. - We treat everyone with respect and fairness, no matter what. - We're committed to ensuring everyone in our community has access to the financial resources and opportunities needed to succeed. - Our solutions reflect your financial journey — whether it’s buying your first home, starting a business, or planning for retirement.